Getting that denial letter in the mail can feel like a door has been slammed shut. It is frustrating and scary. You might feel unsure about what to do next. But this is not the end of the road.
Many claims are denied at first, but you have the power to fight this decision. Here are simple steps you can take.
Do not panic, read the letter
Your first job is to stay calm. Take a deep breath. Then, carefully read the denial letter from start to finish. This letter is very important. It explains the specific reasons why your claim was not approved. The government wants to give you these reasons. It might say they want more medical records or that they disagree with your doctor. Knowing their reasoning is your first step to building a strong appeal with a long term disability lawyer.
Gather your medical evidence
Strong medical proof is the backbone of your claim. Now is the time to gather everything. Collect all your doctor’s notes, test results, and hospital records. Get statements from your doctors that clearly explain your condition and how it limits your ability to work. If you have any new medical information since you first applied, ensure to include it. The more proof you have, the stronger your case becomes.
Ask for a reconsideration
The first official step in the appeal process is called “reconsideration.” This means you are formally asking the government to look at your case again. You must do this quickly, usually within 60 days of getting your denial letter. When you ask for a reconsideration, include all the new medical evidence you collected. A different person will then review your entire file, including the new information you provided.
Write a detailed appeal letter
Do not just send in medical papers. Write a simple, clear letter to go with them. In your own words, explain how your disability affects your daily life and your ability to do a job. Talk about your pain, your limits, and your struggles. Connect your personal story to the medical evidence. This letter helps the reviewer see you as a person, not just a file number.
Think about getting help You do not have to do this alone. The appeal process can be complex. Think about getting a professional to help you. There are people who specialize in disability claims. They know the rules inside and out. They can help you fill out forms correctly, gather the right evidence, and present your case in the best way possible. Many of these professionals only get paid if you win your case.